|
|
During the early years when clients are building wealth in pension and investments, we aim to
cover any financial liabilities which may arise as a result of loss of income, health and even death.
CRITICAL ILLNESS PROTECTION will provide a lump sum to be paid whilst you are living, should you suffer a specified illness, such as heart attack, stroke, cancer, normally after you have survived for 28 days. The lump sum is paid by the insurance company.
PERMANENT HEALTH INSURANCE is a permanent cover available to people in relatively low risk occupations, who would suffer a high financial loss if long term sickness or disability arose.
It is possible to cover clients for up to two thirds of their current gross income, less State benefits and any other regular income.
LIFE COVER/FAMILY PROTECTION will provide a lump sum or income to replace a loved ones loss of income on death, or to help the surviving partner to raise the family.
MORTGAGE PROTECTION will repay a debt, either level or decreasing benefit to match clients
type of mortgage.
|
|
|
